PNB Earning From ATM Transaction: The country’s second largest government bank PNB has earned crores from ATM (PNB ATM) transactions. If you also have an account in this government bank, then know how much the bank has earned. In the last financial year 2021-22, customers have earned more than Rs 645 crore from ATM Transaction Fee. The bank has given information about this through Right to Information (RTI).
239 crores also recovered from minimum balance
The bank said that it has earned Rs 645.67 crore as ATM transaction charges from customers in the last financial year. Apart from this, the country’s second largest public sector bank has also collected a total fine of Rs 239.09 crore from customers not maintaining minimum balance in accounts on quarterly/monthly basis.
Earned Rs 170 crore in 2020-21
The bank has given this information on the application of Madhya Pradesh’s RTI applicant Chandrashekhar Gaur. In the financial year 2020-21, the bank had earned Rs 170 crore as fine from customers who did not maintain minimum balance in the accounts.
Also informed about account with zero balance
Let us tell you that this amount was raised from 85,18,953 accounts during the financial year 2021-22. Along with this, on the question regarding the number of accounts with zero balance, Punjab National Bank said that there were a total of 6,76,37,918 such accounts as on March 31, 2022.
Continuous increase in zero balance account
As per the trend of the last four financial years from the year 2018-19 to 2021-22, it is learned that there has been a steady rise in zero balance accounts in PNB in these years. As on March 31, 2019, PNB had 2,82,03,379 zero balance accounts which increased to 3,05,83,184 at the end of March, 2020 and 5,94,96,731 as on March 31, 2021.
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