Best Health Insurance Plans: In the Kovid period, people understood the importance of health insurance for themselves and their loved ones and the number of people taking health insurance in the country has increased rapidly. Although there is a large number of people who want to take health insurance plan for themselves and family, but nowadays there are many single people who want to take health insurance plan for themselves but they are unable to get the plan. Here we want to tell good health plans for such people.
Care Health Insurance NCB Super Premium
This plan can prove to be good for single people as the premium is also low and it can also be taken in lump sum for 2-3 years. In this, a premium of Rs 8772 will be charged for 1 year, that is, on the basis of only Rs 731 for the month, it will prove to be very economical for you. The cover amount in this is Rs 5 lakh and if you pay a lump sum premium for 2 years then you will have to pay Rs 16,229 i.e. a direct saving of Rs 1315 on premium. By paying the policy premium together for 3 years, you will have to pay Rs 23,685 i.e. you will get a savings of Rs 2631 directly.
In this plan, you can also select riders and can also take add ons. In this, you can also get the option of Kovid Care for Kovid-19 coverage. In Kovid Care, hospitalization due to Omicron or any other variant is covered in the policy. The claim settlement ratio of the company is 95 percent.
The policy also comes with a single private AC room and no claim bonus facility up to Rs 3 lakh.
Niva Health Insurance Max Saver
In this health insurance plan of Niva Bupa (earlier Max Bupa), you can get a cover amount of Rs 1 crore at an expense of Rs 1092 per month or Rs 13102 annually. There is no room rent limit in this and no claim bonus of up to Rs 5 lakh is also available. Its claim settlement ratio is 96 percent and its existing illness waiting period is 3 years i.e. if you have diabetes, BP, hypertension or other related diseases during a gap of 3 years, then they will also be covered in this policy. In this policy, you can also get the option of Kovid Care for Kovid-19 coverage. In Kovid Care, hospitalization due to Omicron or any other variant is covered in the policy.
In this, the number of cashless hospitals is available in more than 8000 hospitals across the country and out of this, 216 are in Delhi only.
Star Health Insurance Medi Classic
This plan can also prove to be a good plan for single people and it is getting a cover of Rs 5 lakh and for this you will have to spend Rs 8398 annually. If you take its 2 year plan then you will have to pay Rs 16208 i.e. saving Rs 588 or you can save Rs 1638 by paying Rs 23556 on 3 year plan. The term of the policy is 1 year and it can be renewed before the completion of the year.
Add-ons can also be done in this and the premium amount increases based on this. In this too, you can also get the option of Kovid Care for Kovid-19 coverage. In Kovid Care, hospitalization due to Omicron or any other variant is covered in the policy.
It has a claim settlement ratio of 90% and coverage of more than 11,000 network hospitals. In this hospital room eligibility is on the basis of Rs 5000 per day.
(Here ABP News is not giving any investment advice in any plan. The information given here is for informational purposes only. Investment in the plan is subject to risk, read all relevant documents carefully before taking. You are requested to invest money with caution and seek expert professional advice.)
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